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Important Legal Information

THIS IS THE OFFICIAL SITE OF LLOYDS TSB INTERNATIONAL PRIVATE BANKING (HEREINAFTER KNOWN AS "IPB") ON THE INTERNET

None of the information relating to financial products and services, as presented on this site, may be considered as a solicitation, sale, or placement of securities regarding these products and services.
Access to the products and services described on this site may be restricted to certain persons or jurisdictions. No product or service described will be issued by Lloyds TSB Bank to any person forbidden to receive such provisions by the laws governing their place of residence. It is the responsibility of the reader of this message to ensure that they are legally permitted to connect to this site by their country of residence.

Terms of use
Laws and regulations applicable to the user may restrict access to the information contained on this Web Site. Persons in respect of whom such prohibitions apply must not access the IPB Web site. Specifically, this site is not generally targeted at residents of the following countries: The United States of America, Argentina, Bolivia, Bosnia and Herzegovina, Brazil, Canada, Colombia, Chile, Costa Rica, Croatia, Czech Republic, Egypt, Ecuador, El Salvador, India, Indonesia, Iran, Iraq, Jamaica, Japan, Jordan, Macedonia, Malaysia, Mexico, Montenegro, Morocco, New Zealand, Nicaragua, Pakistan, Paraguay, The Philippines, Saudi Arabia, Serbia/Kosovo, Singapore, Slovenia, South Africa, Taiwan, Thailand, Tunisia, Turkey, Uruguay or Venezuela.
By accessing this website and its material you agree to the following:

No offer 
Neither information nor any opinion expressed in this Web Site constitutes a solicitation, an offer or a recommendation to buy, sell or dispose of any investment, to engage in any other transaction or to provide any investment advice or service. None of the services, investments or mutual funds referred to in this site are available to persons resident in any country, state or jurisdiction where it would be contradictory to local law or regulation to publicly offer such products. Prospectuses in respect of such funds will not be distributed in any country in which it would not be lawful to do so. This information does not constitute a solicitation to place funds overseas to any individual resident in a country in which exchange restrictions apply.

No reliance and no warranty
Although IPB seeks to ensure that the information on this Web site is accurate and complete at the time of publication and has been obtained from sources believed to be reliable, no representation or warranty expressed or implied is made as to its accuracy, reliability, actuality and completeness by IPB. Opinions and any other contents on the site are subject to change without notice. IPB is not intending to provide investment or other advice to you or any other party, and no information or material at the site is to be relied upon for the purpose of making or communicating investments or other decision.
The information and opinions contained on this site are provided without any warranty of any kind, either express or implied. You should obtain specific and relevant advice from a recognised professional before making any investment decisions. 

Limitation of liability
Lloyds TSB IPB disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to the Lloyds TSB IPB website, or any links to third-party websites. 

LTSB Representaciones (Uruguay) S.A
LTSB Representaciones (Uruguay) S.A., representative of Lloyds TSB Bank plc Geneva Branch, is duly filed with the Central Bank of Uruguay's Registry of Representatives of Financial Entities Incorporated Abroad. Pursuant to the Central Bank of Uruguay's Compilation of Regulatory Norms and Oversight of the Financial System, the activities of LTSB Representaciones (Uruguay) S.A. are limited to providing advisory and technical assistance services for the purpose of preparing, promoting and facilitating business for Lloyds TSB Bank plc. Geneva. LTSB Representaciones (Uruguay) S.A. cannot engage in financial intermediary activities, credit or exchange transactions or in any way receive sums of money, securities or precious metals from third parties.

For clients of Lloyds TSB Bank plc, DIFC Branch only:
Any marketing material contained herein is intended for wholesale private banking Clients only, as defined by Dubai Financial Services Authority regulations. Lloyds TSB Bank plc, DIFC Branch is regulated by the Dubai Financial Services Authority.
Lloyds TSB Bank plc is authorised and regulated by the Financial Services Authority. This website is created by Lloyds TSB Bank plc, Geneva Branch which is not submitted to the Financial Services and Markets Act 2000 of the United Kingdom and therefore is not subject to the rules and regulations of the Financial Services Compensation Scheme made under that Act for the protection of depositors.

I have read and understood Lloyds TSB's important legal information and disclaimer regarding products, and I hereby confirm that I am legally permitted to connect to this site and that I am doing this under my own initiative.